In this edition:

Here’s 3 reasons why I think you should avoid Dave Ramsey’s recommended strategy for diversifying with mutual funds.

If you didn’t watch last week’s episode about Dave and website MotleyFool.com both arguing about whether it’s possible to get 12% returns on your mutual funds, you really should.

BTW – I’m still a big fan of Dave’s get out of debt and control your spending advice. In fact, my wife and I have lead 3 FPU classes (Financial Peace University) at our church. We even had both our boys take the class. And whenever I meet someone who needs help with budgeting or getting out of debt, I always encourage them to go thru FPU.